Product · Payroll

Most of your burn is people.

Which means most of what moves your runway is a hire date, a raise, or a decision about who is charged where. Waterline models all three on the month the money leaves.

A person, by month

Start date, salary, fully loaded cost, and the raises you have already agreed. Move one hire from March to June and the whole curve shifts — payroll, the burn split, every milestone that depended on them, and the range.

Modelled
Start and end datesincluding people who have not joined yet
Fully loaded costsalary plus the multiplier you actually pay
Agreed raisesdated, so they land when they land
Allocationwhich project each person is charged to

Move one hire date

05.6 mo7.0 mo

Delaying two hires a quarter, modelled as a scenario before anybody is told.

The part people do not look at

Who is charged to nothing.

If you run funded work, some of your people are charged to a project and some are not. The ones who are not still cost exactly what they cost — and nobody is reimbursing you for them.

Waterline says so plainly: how many people are not charged to any project, and what that is costing you a month. It is a quiet number in most organizations, and it is usually found by an audit or a cash crunch rather than by looking.

Two people are not charged to any project.

Stated once, on the payroll tab, with a way to fix it. Not repeated at you.

What comes next

A hire you have not made yet is the easiest thing in a plan to move, which makes it the first thing worth testing when a month looks tight.